Compare our flexible car insurance subscription plans and get covered today. Every plan includes 24/7 support, roadside assistance, and hassle-free claims.
Ideal for budget-conscious drivers who need reliable baseline coverage. Meets all state minimum requirements while delivering the convenience of DriveShield's platform.
Our flagship plan for drivers who want total peace of mind. Unlimited liability, premium roadside service, and every available protection — wrapped into one powerful subscription.
All plans include free cancellation at any time with no early termination fees. Compare all plan features →
See exactly what each plan covers so you can make the best decision for your situation.
| Coverage Feature | Essential $49/mo |
Premium Guard $89/mo ⭐ |
Elite Complete $139/mo |
|---|---|---|---|
| Liability Coverage | |||
| Bodily Injury Liability | $50K / $100K | $150K / $300K | Unlimited |
| Property Damage Liability | $25,000 | $100,000 | Unlimited |
| Uninsured Motorist Coverage | |||
| Vehicle Protection | |||
| Collision Coverage | |||
| Comprehensive Coverage | |||
| Gap Insurance | |||
| New Car Replacement | |||
| Personal Protection | |||
| Personal Injury Protection | $10,000 | $50,000 | $250,000 |
| Medical Payments | |||
| Roadside & Extras | |||
| 24/7 Roadside Assistance | Basic | Enhanced | Priority Concierge |
| Rental Car Reimbursement | $50/day | $100/day | |
| Accident Forgiveness | |||
| Dedicated Claims Specialist | |||
| Platform & Service | |||
| Online Policy Dashboard | |||
| Digital Claims Filing | |||
| 24/7 Customer Support | Chat & Email | Chat, Email & Phone | Priority All Channels |
| Cancel Anytime | |||
Enhance any plan with optional add-ons. Tailor your policy to match your exact lifestyle and driving needs.
Connect our telematics app to monitor your driving habits. Safe drivers earn up to 25% off their monthly premium.
Drive for Uber, Lyft, or other rideshare platforms? Add commercial-use coverage to protect you during trips.
Insure 2 or more vehicles under one DriveShield account and receive a 15% discount on each additional vehicle.
Planning to drive into Canada or Mexico? Add international coverage to your policy for complete protection.
Try any DriveShield plan completely risk-free. If you're not 100% satisfied within the first 30 days, we'll issue a full refund — no questions asked, no paperwork required.
Yes, absolutely. You can upgrade or downgrade your plan at any time through your online dashboard. Upgrades take effect immediately. Downgrades take effect at the start of your next billing cycle with a prorated adjustment.
Deductibles apply to collision and comprehensive claims only. The Essential plan has no collision/comprehensive coverage. Premium Guard includes a $500/$250 deductible. Elite Complete offers an optional $0 deductible upgrade.
DriveShield uses a variety of factors to calculate your rate including driving history, vehicle type, and location. In states where permitted by law, credit-based insurance scores may be one of several factors.
Yes. Household members who regularly drive the insured vehicle can be listed on your policy. Occasional drivers may also be covered depending on your plan.